Dennis Obigwe · RE/MAX Excellence Realty · Office (301) 537-5656Text 224-402-5948Book a call
COREGIA
Real Estate Advisory
Buyer payment and buydown calculator

Rates are over 7%. Should you take the price cut or the rate?

Same seller dollars, two ways to use them. This shows your monthly payment under each, how much better off you are after 3, 5, 7, or 10 years, and the year the rate buydown starts to win. It will not always say buydown, and that is the point.

Estimates only. Principal and interest on a 30-year fixed loan; mortgage insurance, fees, and appraisal limits are not included. Conventional loans usually cap seller credits at 3% with under 10% down. Not a loan offer, and rates change daily.
How long will you keep it?
Want this run on a home you are actually looking at?
Send your email and get the year-by-year breakdown for these numbers, plus the exact wording to ask a seller for a credit. Complimentary.
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Received. Your breakdown is in the queue; you will hear from Dennis within 48 hours.